📅 Updated July 2026: Product information, prices, and travel details in this article have been updated to reflect the latest information as of July 2026.
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JLL Verified & UpdatedLast reviewed June 2026 · Written by Miyabi, Japan Life Lab
📝 AI-Assisted Content Notice
This article was created with AI writing assistance (ChatGPT, Claude, etc.). Product selection, specifications, and reviews are verified by the Japan Life Lab editorial team.
This article was created with AI writing assistance (ChatGPT, Claude, etc.). Product selection, specifications, and reviews are verified by the Japan Life Lab editorial team.
📋 2026 Health Insurance Updates for Foreigners
- National Health Insurance (NHI) annual premium cap for Tokyo (2026): Medical portion up to ¥920,000 + Long-term care up to ¥170,000 = total cap approximately ¥1,090,000/year
- My Number Card required from December 2, 2025: Traditional health insurance cards are abolished — use your My Number Card or the Eligibility Confirmation Form (資格確認書) at hospitals
- High-Cost Medical Care system unchanged: Monthly out-of-pocket cap varies by income — typically ¥80,100–¥252,600 per month depending on your income bracket
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